Why do I need a financial planner?

Why do I need a financial planner?

You may think that a financial planner is only for those with money to invest or planning for retirement. The truth is, we can all benefit from professional advice when it comes to our finances. Sound financial advice at any stage of life brings with it multiple short...
Budgeting – Know your cash flow

Budgeting – Know your cash flow

When creating a personal or household budget it is critical to its success to understand your cash flow. Cash flow is the measurement of money coming in against what is spent. A cash flow statement is a document outlining your income versus expenses over a period of...
Setting Savings Goals

Setting Savings Goals

Saving money for a “rainy day” is always good advice, but it can be difficult to remain motivated and consistent with your saving efforts if a specific goal is not set. Setting a clear goal or purpose for your savings will help you remain focused and more likely to...
Choosing a financial advisor

Choosing a financial advisor

Choosing a financial advisor can be daunting, after all, there is a lot at stake. Your financial advisor will manage your money and offer advice and recommendations which will effect your future, so it is important to choose the right one for you. Recommendations for...
What does a financial plan include?

What does a financial plan include?

A financial plan should differ based on the requirements of each individual, there is no “one size fits all” option. A professional financial planner will take the time to create a plan that suits your lifestyle, age and financial position. Your financial...